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Review your company’s policy regularly. It is important to clearly spell out the organization’s position on medical and recreational marijuana use.  Make sure there is a statement that reads “Subject to Federal, State, and other applicable law.”  An example of a policy statement should read, “In accordance with federal, state, and local law, the company prohibits any employee from the use, possession, cultivation, manufacture, distribution, dispensation, sale or storage of marijuana/cannabis under any circumstance, including being under the influence of marijuana/cannabis while on company property or engaging in company business, regardless of whether the employee has a medical marijuana/cannabis card or a prescription for medical marijuana.”  

Quite absurdly, some planners who think that they know something about asset protection planning will actually tell their clients something like, "Once you have your asset protection plan in place, you can give up your insurance coverage because you will not need it anymore." This is a hidden sales pitch here, because the planner is trying to make the client think that the money that they save on insurance will offset the cost of their asset protection plan (which will, of course, usually just be some junk planning). This is just crazy, for all the reasons set forth above, and a very good indication that such a planner doesn't have the first clue what they are doing. And they don't.